- What is this platform?
- It is an account for holding digital assets, receiving deposits, sending withdrawals and putting balances into investment products with published terms. The accounting behind it is a double-entry ledger, and every movement of value is a journal entry you can trace.
- What does it cost?
- Opening, holding and funding an account is free. Withdrawals carry the network cost plus a small markup, and some investment products charge an entry or exit fee. Every fee is displayed on the confirmation screen before you approve anything.
- Are the advertised returns guaranteed?
- No. Every rate shown is a target funded from the platform reward pool, not a promise and not a deposit. If the pool cannot cover an accrual the system records the failure loudly rather than inventing the money. You can lose part or all of what you invest.
- Who holds the keys?
- Private keys never touch the application. The API holds watch-only extended public keys used to derive your deposit addresses; signing happens in an isolated service on an internal network. In production that service is backed by a KMS, an HSM or an external qualified custodian.